0% Interest
- Cash price of goods£2000
- Deposit / advance payment£200
- Amount of credit£1,800
- Interest rate APR0% p.a.
- Representative APR0%
- Term in months10
- Monthly repayment£180
- Total amount payable£2000
| 0% Interest | 24 Months | 36 Months | 48 Months | |
|---|---|---|---|---|
| Cash price of goods | £2,000 | £2,000 | £2,000 | £2,000 |
| Deposit / advance payment | £600 | £200 | £200 | £200 |
| Amount of credit | £1,400 | £1,800 | £1,800 | £1,800 |
| Interest rate APR | 0% p.a. | 9.9% p.a. | 9.9% p.a. | 9.9% p.a. |
| Representative APR | 0% | 9.9% | 9.9% | 9.9% |
| Term in months | 10 | 24 | 36 | 48 |
| Monthly repayment | £140.00 | £83.18 | £58.01 | £45.55 |
| Total amount payable | £2,000 |
£2,196.32
Interest £196.32
|
£2,288.36
Interest £288.36
|
£2,386.40
Interest £386.40
|
Leightons Hearing Care is an appointed representative of Clearfc Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN: 938464). Clearfc Ltd is a credit broker and not a lender. We offer finance on behalf of Novuna Consumer Finance, a trading name of Mitsubishi HC Capital UK PLC. Credit subject to age and status.
Leightons Hearing Care Limited offers both regulated and unregulated products. The interest free plans which are repayable within 10 months and in no more than 10 instalments are not regulated by the Financial Conduct Authority. Unregulated plans are not covered by the Financial Ombudsman Service.
A minimum 10% deposit is required, with the option to pay up to 50%.
For assistance with your application please call 0800 40 20 20.
Our Hear Now Pay Later offering includes both an interest-free payment plan and longer-term finance options. The terms below apply to our interest-free payment plan. If you choose a longer-term finance option, separate terms and conditions will be provided by the lender.
The minimum amount to spread payments using the interest-free Hear Now Pay Later plan is £500.00, including any fees and/or products. The maximum term for this plan is 10 months. A deposit of 30% of the retail value is required, with the remaining balance spread over 10 monthly payments, as detailed in your Direct Debit mandate.
A maximum total outstanding balance of £15,000 applies per customer on the interest-free payment plan at any time.
If we are unable to collect your Direct Debit, we will attempt to collect the payment again within 15 days. If the Direct Debit fails for a second time, or if no payment is received for a period of two months or more, your payment plan may be suspended and the remaining balance will become payable in full. A member of our team will contact you to discuss repayment arrangements.
You have the right to settle your agreement at any time by paying the remaining balance in full. Your current balance can be requested via your audiologist at any time.
If you wish to make an additional purchase, this may be added to your existing plan, up to a maximum of two purchases. Monthly payments will be combined for the remaining duration of the original agreement. Once the original plan has ended, payments for any additional purchases will continue until fully repaid. Full details will be outlined in your Direct Debit agreement.
Payments will appear on your bank statement as “AD Optical Ltd”.
For customers choosing longer-term finance options (up to 48 months at 9.9% APR), a minimum deposit of 10% is required, with the option to pay up to 50%. Credit is provided by our finance partner and is subject to status, age, and lender approval. Separate terms and conditions will apply.